We insure the hard to insure!
Our Products & Services
Life Insurance
If someone depends on you financially, chances are you need life insurance.
Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet many important financial needs like daily living expenses, mortgage payments, and college savings. What’s more, there is no federal income tax on life insurance benefits.
Most Americans need life insurance. To figure out if you need life insurance, you need to think through the worst-case scenario. If you died tomorrow, how would your loved ones fare financially?
We offer the following Life Insurance products:
Burial Insurance
Children Policies
Grandparent Policies
Pre –Need
Universal Life – Offers flexibility
Whole Life – Permanent Insurance
Term Life -10, 15, 30 Years
We have a plan to fit every budget!
Group Life
If you are a business owner and need great group rates for employee benefit plans contact us to help you navigate the options.
Final Expense/Burial Insurance
If you want to ensure that your family and loved ones will be able to cover the cost of your funeral and burial, a final expense policy is an affordable way to prepare for this expense.
Dental
Our agents can enroll you in an independent dental insurance plan if you are not eligible for dental coverage through an employer.
Disability Insurance
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.
Medicare Supplement
Our agency can help you determine and select the appropriate policy if you need additional coverage to cover the gaps in your Medicare coverage.
Critical Illness/Critical Care Insurance
Unexpected critical illnesses can cause significant financial strain for you and your family. Critical Illness Insurance can provide Lump Sum Payments if you are diagnosed with a severe illness. Contact us to learn more about this supplemental health insurance option that can help you cover your treatment and personal care cost during the course of your illness.
Retirement & Annuities
Planning for your retirement is an important step. Let our owner and Certified Senior Advisor (CSA) Theophilus Woodley help you create a retirement plan to meet your family’s needs.
We can advise you on the following products:
Annuities
Immediate /Deferred
Single /Flexible